ΧΡ. ΣΤΑΪΚΟΥΡΑΣ ΓΙΑ «ΠΑΓΩΜΑ» ΕΠΙΤΟΚΙΩΝ
- 26 Apr 2023
- Politics
"The government intervenes in a coordinated and decisive manner, in cooperation with the banking system and the competent supervisory authorities, inside and outside Greece, in order to effectively support households and businesses in dealing with the extraordinary difficulties of the current period, due to the exercise of more restrictive monetary policy policy from the European Central Bank", said the finance minister.
It is noted that in the last hours, the Greek systemic banks announced the implementation of a new program to support natural persons, with informed housing loans.
How consistent households are protected
The program, the implementation of which starts at the beginning of May, protects consistent households from possible future interest rate increases, sets the base rate at lower levels from the end of March, includes informed mortgage loans in other currencies, has a twelve-month duration and operates on ' benefits to customers in the event of a reduction in interest rates, as emphasized in his statement by the Minister of Finance, Christos Staikouras.
Corresponding initiatives are expected to be taken - immediately - by non-systemic banks, as well as loan and receivables managers.
Expanding the criteria for the installment subsidy scheme
At the same time, it is recalled that the Ministry of Finance, seeking to support the largest possible number of vulnerable informed citizens with mortgage loans, agreed with the Greek banking system and legislated the possibility of expanding by 30% the income and property criteria for inclusion in the installment subsidy program mortgage loans, at a rate of 50% of the interest rate increase, extending by three months, until 31.07.2023, the deadline for submitting applications to the program.
The implementation of both programs burdens, exclusively, the banking system, and not the state budget, emphasizes Chr. Staikouras.
He adds that "in any case, the financial system must, without creating a problem in its stability, exhaust the possibilities of supporting, strengthening and rewarding borrowers, taking into account the conditions that are formed in their daily lives, the margins they have and the supervisory rules" .
